Smart Accounting.
Instant Funding.
Grow Faster with
Dhan IQ
India's first Fintech Digital Solutions app for MSMEs that automates your books and checks your loan eligibility in real-time.
The "India MSME" Advantage
The smartest accounting app for MSMEs that also tells you your loan eligibility and improves your chance of getting finance.
Automated GST & Tax Reports
Stop worrying about deadlines. Generate all your GSTR reports with one click.
Smart BRS (Bank Reconciliation)
Upload your bank statement in Excel and let DhanIQ match your transactions automatically.
One-Tap Financial Reports
From P&L statements to Balance Sheets, get professional reports tailored for Indian compliance.
Don't just manage
money. Access it.
Most accounting software only tells you what you spent. Dhan IQ tells you what you can borrow. Our proprietary tool analyzes your real-time data to show you exactly how much funding you qualify for — instantly.
Zero Credit Score Impact
Unlike traditional bank inquiries, checking your eligibility is a "soft check" that won't hurt your CIBIL score.
Cash Flow Insights
Track real-time inflows and outflows to forecast runway, maintain liquidity, and demonstrate solid debt serviceability.
Lender-Ready Pack
Export audit-ready documentation with all the tax and BRS reports banks demand, in one click.
No more guessing
No more guessing games with banks. Know your credit worthiness before you even apply.
From Bookkeeping to Bank-
Ready in 3 Simple Steps
Stop guessing your creditworthiness. Use Dhan IQ's proprietary
engine to see what lenders see—instantly.
Automated Sync & Analyze
As you use Dhan IQ for your daily invoicing, expenses, and BRS, our proprietary engine securely analyzes your cash flow patterns. No extra paperwork is required; your data is already working for you.
One-Tap Eligibility Check
Hit the "Check Loan Eligibility" button. Our tool instantly evaluates your GST filings, bank statements, and turnover trends against the lending criteria of India's top banks and NBFCs.
Get Your "Growth Score" & Offers
Receive a real-time report showing your maximum loan limit and the types of funding (Working Capital, Term Loan, or Overdraft) you qualify for. You walk into the bank with data, not just hope.
Pricing Plans
STARTER
Overview of Sales, Expenses, Cash Flow, Receivables, Payables, Profit Trends
Quotation, GST Compliant Invoicing, Credit Notes, UPI QR Code Auto Generate, Whatsapp Invoice Share, Credit Control, Customer Master, Aging Analysis
Purchase & Expense Management, Vendor Master, Aging Analysis
Track Items, reorder alerts, Stock Summary, Aging Analysis, Valuation Report
Petty Cash Book, Add Multiple Bank Account, Import Bank Statement in Excel Format, Auto Reconciliation with books, Reconciliation Report
Double Entry System, Journal Voucher, Auto Depreciation Entry from FA Module, View of all general ledgers
Propeller of
Financial Growth.
Dhan IQ is the flagship product of Dhanvridhi System Private Limited. Our name, Dhanvridhi (Growth of Wealth), is our mission.
We built this system to bridge the gap between complex Indian accounting and the capital MSMEs need to scale. Every feature is designed with the Indian entrepreneur in mind—from GST compliance to instant loan eligibility.
Industry-Grade Security.
Your financial data is protected with industry-leading security standards
ICAI Compliant
Built following the standards set by the Institute of Chartered Accountant of India
Built for India
Every feature designed specifically for Indian MSMEs and compliance.
Made In India
Made in India with love for Atmanirbhar Bharat
Got Questions? We’ve Got Answers.
DhanIQ is a Cloud based accounting app developed keeping in mind the pain point of a MSME by Dhanvridhi System Pvt Ltd
DhanIQ automates many everyday accounting and bookkeeping tasks, making financial management simpler. However, you can still work with an accountant whenever professional advice is needed.
Your business information is securely stored and protected using modern security practices so that your financial data remains private and protected.
You can import your existing business records using supported formats such as Excel or CSV. DhanIQ helps you organize your existing financial information without entering everything manually.
Ready to Simplify Your
Business Finances?
Manage your accounts effortlessly, understand your financial health, and take the next step toward business growth.